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If you're going to utilize a small-cap index like the Russell 2000, you may want to pause and consider why a good index fund firm, like Vanguard, doesn't have any funds that follow it. The reason is because it's a lousy index.
I have not also dealt with the straw guy right here yet, and that is the fact that it is fairly rare that you really have to pay either taxes or substantial compensations to rebalance anyway. Most intelligent capitalists rebalance as much as feasible in their tax-protected accounts.
And of program, no one must be getting packed mutual funds, ever. It's actually also negative that IULs don't function.
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